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Chase Sapphire Preferred

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Annual Percentage Rate (APR)

Purchase and Balance Transfer APR: 15.99%
No minimum interest charge

Credit Card Fees

Annual fee: $0 for the first year, $149 afterwards
Foreign Transaction fee: None

Sign-up Bonus and Benefits

Bonus Offer

Receive 40,000 points after you charge $3,000 within 3 months of opening your account.
  • Add another user to the account and make 1 purchase within 3 months and receive 5,000 bonus points
  • 3 points per dollar spent at Chase Ultimate Rewards catalog
  • 2 points per dollar spent at restaurants
  • 1 point on all other purchases

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  • Fees
  • Rewards
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