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Citi Dividend Platinum Select Visa

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Annual Percentage Rate (APR)

Introductory Offer for New Cardmembers

0% interest for 12 months for purchases and balance transfers.
Standard Rate for Purchases and Balance Transfers: 12.99%, 17.99%, or 22.99%

Credit Card Fees

Annual: none
Balance Transfer: $5 or 3% of amount transferred whichever is greater

Sign-up Bonus and Benefits

Bonus

Earn an extra $100 in cash back if you spend $500 within 3 months of opening an account.
  • 5% cash back on rotating bonus categories throughout the year
  • Additional cash back when you shop through Citi Bonus Cash Center
  • 1% cash back on all other purchases
  • Total cash back cannot exceed $300/year

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  • Rewards
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