My Best Buy Credit Card
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Annual Percentage Rate (APR)

The My Best Buy credit card forgoes an introductory interest rate offer.
Purchases APR: 25.24% or 27.99% based of creditworthiness.
Minimum Interest Fee: $2.00

Finance Offers on Select Products

  • 6 Months on all purchases over $149
  • 12 Months on all purchases over $399
  • 18 Months for appliances above $599
  • 24 Months for HDTVs above $999
All finance offers give 0% interest for the stated amount of time.

Credit Card Fees

Like most store credit cards this one has No Annual Fee
Up to $35.00 Late Payment Fee
Up to $25.00 Returned Payment Fee

Sign-up Bonus and Benefits

Receive 10% in rewards on your first purchase.
  • Earn 2.5 points per dollar spent
  • Exchange 250 points for a $5 gift card
  • Receive $10 in My Best By Reward certificates for each pre-ordered and purchased game
  • Earn up to 11,000 points when you book a cruise with My Best Buy Cruises
  • Free shipping when you spend more than $35
  • Earn extra points by checking the Best Buy app at participating stores
Apply Online or In-store
Issuer: Citibank, N.A.
Where Can I Use This Card? At all Best Buy locations and over the Internet at
Pay Your Bill Online


This is the basic credit card offered they also offer the My Best Buy MasterCard.  If you have an above-average credit rating and plan on using it at more places than BB we recommend you check it out.

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