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My Best Buy Visa

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Annual Percentage Rate (APR)

Purchases and Balance Transfers: 25.49%
Cash Advance: 28.24%
Minimum Interest Charge: $1.00
0% finance promotion on select products varies from 6 to 24 months determined by the product purchased with promotion.

Credit Card Fees

Annual: None
Balance Transfer: The greater of $15 or 5% of transfer amount.
Cash Advance: The greater of $10 or 5% of cash advance
Late Payment: Up to $37
Foreign Transaction: Varies

Sign-up Bonus and Benefits

10% rewards on first purchase after being approved for an account.
  • 2.5 points per dollar spent on Best Buy purchases
  • 1.5 points per dollar spent on gas purchases through October 2016
  • 1 point per dollar spent on restaurants, bars, and grocery purchases
  • 1 point per two dollars on all other purchases
  • $5 gift cerfiticates are automatically sent upon reaching 250 points or you can bank points for a higher redemption amount
  • Points expire if no account activity for 12 months
Apply Online or at your local Best Buy
Issuer: Citibank, N.A.
VISA brand credit card
Online Account Management: Pay Your Bill Online

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