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Sears Credit Card
Sears Credit Card
Card Details:
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- Annual Fee: None
- Introductory Offer: See your local Sears store for details
- Regular Annual Percentage Rate: 22.15% variable
- APR: 17.15% + prime rate
- Ability to pay your balance online or in store
- Issuer: Citibank
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Review:
One convenient feature of the Sears credit card is that if you make a purchase with your card at a Kmart or Sears store you can return the item even if you have lost the receipt.
I do not suggest applying for a Sears credit card online because you are missing out on the best features. If you apply for one in store you will probably receive a discount on your purchase and receive a 0% introductory offer. Like most department stores, Sears probably has periodic sales in store, where you can get an extra 10-20% off your purchases when you use your Sears card, so it could be worthwhile to get this card if you're a frequent shopper.
I would also suggest that if you do get a Sears credit card only get one for the discount and make sure you pay off your balance. The variable interest rate is extremely high for a credit card, and you should not carry a balance on this card.
Visitor Remarks
May 3rd 2010
Nancy Powell says,
Today I cancelled my Sears card after getting a $45 membership fee charge. From now on I will use other cards. In this economy, this is ridiculous. You are going to lose customers and I'm one of them. Nancy Powell
June 28th 2010
Margaret says,
Please give me a phone # to call to discuss an out-standing bill against my
card that I did not make. I found out about it when I rec'd my credit rating.
Thank you.
May 12th 2010
Bonnalyn Briggs says,
I wish to opt out of your changes in my credit card. Please close my account immediately. I do not agree to the outrageous new interest charges, (Notified me in the letter from you, that I received on Noveber 16, 2009). I feel that your interest rates were too high in the first place. I'm 73 years old so you can see that i have been shopping at Sears for many years, but not ever again. Thank you.
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