Citi Custom Cash Reward Credit Card

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Citi Custom Cash Card 2021


The Citi Custom Cash credit card offer from Citibank gives consumers a MasterCard account with a flexible rewards program. Account holders earn 5% cash back on purchases from eligible spending categories on up to $500 spent per billing cycle. All other purchases earn 1% unlimited cash back.

The Custom Cash card features an introductory interest rate offer of 0% for the first 15 months on purchases and balance transfers. Please keep in mind the balance transfer must be made within 4 months of account opening, and the transfer fee is 5% of the amount minimum $5.


Cardmembers earn 5% cash back on eligible purchases for the first $500 spent
Eligible Spending Categories for 5% cash back
Restaurants, Gas Stations
Drug, Grocery, Home Improvement stores
Travel, Vehicle Rental, Streaming
Fitness Clubs, Live Entertainment
Some exclusions apply please see official website for further explanation
All other purchases earn 1% cash back

Interest Rate

Introductory Rate
0% for 15 months on purchases
0% for 15 months on balance transfers on transfers within 4 months of account creation
Regular Rate
Purchases and Balance Transfers: 13.99% up to 23.99%
Cash Advance: 25.24%
Penalty: Up to 29.99%
Minimum Interest Charge: $0.50


Annual Fee: None
Balance Transfer: The greater of $5 or 5% of the amount transferred
Cash Advance: The greater of $10 or 5% of the amount advanced
Late Payment: Up to $40
Foreign Transaction: 3%


Apply Online
Apply by Phone: 1-800-362-0526
Issuer: Citibank
Online Bill Pay

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