Wells Fargo Active Cash Credit Card

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Wells Fargo Active Cash credit card 2022


The Active Cash credit offer is Wells Fargo newest cash reward card debuting in 2022. It has earned many accolades from Nerd Wallet, Money.com, and Motley for best cash back credit card.

It should be stated that Wells Fargo has come under greater scrutiny after agreeing to pay a $3 billion dollar fine for various consumer abuses including opening accounts for customers without their knowledge and charging customers for fictious fees. It might be better to avoid this financial institution altogether.


  • 2% cash back on all purchases
  • No limit on the amount of cash back an account can earn
  • Redeem rewards for statement credit, Wells Fargo checking deposit or mortgage, ATM withdrawals, and gift cards
  • Rewards never expire

Interest Rate

Purchases and Balance Transfers: 15.24%, 20.24%, or 25.24%
Cash Advance: 26.24%
Minimum Interest Charge: $1.00
Introductory Rate: 0% for 15 months on purchases and transfers


Annual: None
Balance Transfers: Intro: $5 or 3% of the amount transferred afterwards: $5 or 5%
of the amount transferred whichever is greater
Cash Advance: $10 or 5% of the amount advanced, whichever is greater
Foreign Transaction: 3%
Late Payment: Up to $40


Apply Online
Issuer: Wells Fargo
Customer Service Number: 1-800-869-3557
Pay Your Bill Online at Wells Fargo.com

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