IHG Rewards Club Premier

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IHG Rewards Club Premier Credit Card 2021


The IHG Rewards Club Premier credit card offer compliments anyone that finds themselves frequently staying at IHG affiliated hotels, resorts, and vacations. Account holders earn points on every hotel stay and can be combined with the IHG Rewards Club loyalty program. How card members can earn up to 25 points per dollar stay; 10 points from Premier credit account, 10 points from IHG Club member, and 5 points for Platinum Elite status. Platinum Elite status comes courtesy with the IHG Premier credit account. Points can be redeemed for discounts on nights, airline tickets, statement credits, and more.


  • Upgraded to Platinum Elite Status for loyalty program
  • Earn 10 points per dollar spent at IHG affiliated hotels
  • Earn 2 points per dollar spent on gas, groceries, and restaurant purchases
  • All other purchases earn 1 point per dollar
  • Earn 10,000 bonus points yearly when account spends $20,000 plus 1purchase in 12 months from account anniversary
  • Redeem points for hotel stays, gift cards, cash back, and more options available
  • Points expire if account goes inactive for a 12 month period

Interest Rate

Purchases and Balance Transfer: 15.99% to 22.99%
Cash Advance: 24.99%
Penalty: Up to 29.99%
Minimum Interest Charge: None


Annual: $0 for first year then $89
Balance Transfer: $5 or 5% of the transfer amount, whichever is greater
Cash Advance: $10 or 5% of the advance amount, whichever is greater
Late Payment: Up to $40
Foreign Transaction: None


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