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Chase Sapphire Preferred

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About

The Chase Sapphire Preferred is a travel rewards credit card offered by JP Morgan Chase. Cardmembers earn 2 points per dollar spent on most travel related purchases, and at restaurants for eating out. Along with the big bonus point offer Chase offers various smaller promotional offers for accounts throughout the year. Please see official website for promotional offer details and requirements.

Like many credit cards in the Airline/Travel Rewards category this card carries an annual fee. Make sure to redeem your points through the Chase Ultimate Rewards portal to stretch those points an extra 25% for travel rewards.

Annual Percentage Rate (APR)

Purchase and Balance Transfer: 15.99% to 22.99%
Cash Advance: 24.99%
Penalty: Up to 29.99%
Minimum Interest Charge: None

Credit Card Fees

Annual: $95
Balance Transfer: The greater of $5 or 5% of the amount transferred
Cash Advance: The greater of $10 or 5% of the amount advanced
Late Payment: Up to $40
Foreign Transaction: None

Sign-up Bonus and Benefits

Bonus Offer

New accounts can earn 100,000 bonus points when they spend $4,000 within 3 months of opening an account
  • Earn 2 points for each dollar you spend on dining and travel
  • Earn 1 point for each dollar on all other purchases
  • Points are worth 25% more when redeemed through Chase Ultimate Rewards
  • Pay Yourself Back with statement credits available

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