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Chase Sapphire Preferred
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The Chase Sapphire Preferred is a travel rewards credit card offered by JP Morgan Chase. Cardmembers earn 2 points per dollar spent on most travel related purchases, and at restaurants for eating out. For a limited cardmembers receive 2 points per dollar spent on grocery purchases until April 30, 2021. Grocery bonus points are capped at $1,000 in purchase category per month.

Like many credit cards in this rewards category this card carries an annual fee. For those with a big wallet the Chase Sapphire Reserve might be more rewarding.

Annual Percentage Rate (APR)

Purchase and Balance Transfer: 15.99% to 22.99%
Cash Advance: 24.99%
Minimum Interest Charge: None

Credit Card Fees

Annual: $95
Balance Transfer: The greater of $5 or 5% of the amount transferred
Cash Advance: The greater of $10 or 5% of the amount advanced
Late Payment: Up to $39
Foreign Transaction: None

Sign-up Bonus and Benefits

Bonus Offer

New accounts can earn 60,000 bonus points when they spend $4,000 within 3 months of opening an account
  • Earn 2 points for each dollar you spend on dining and travel
  • Earn 2 points for each dollar spend at the grocery store for a limited time
  • Grocery bonus points capped at $1,000 monthly in purchases
  • Earn 1 point for each dollar on all other purchases
  • Refer a friend bonus points offer

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