Wells Fargo Rewards Credit Card

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Annual Percentage Rate (APR)

Introductory Offer

0% interest for 12 months on purchases and balance transfers.
12.15% to 25.99% for purchases and balance transfers after introductory period.
$1.00 minimum interest charge.

Credit Card Fees

No annual fee
Balance transfer: $5 or 5% or amount transferred whichever is greater

Sign-up Bonus and Benefits

  • 5 points per dollar spent on gas, groceries, drug stores for first 6 months
  • 1 point per dollar spent afterwards
  • No points limit
  • Points expire 60 months after posting to account


During the introductory balance transfer offer, the balance transfer fee is lowered to a minimum of $5 or 3% of the amount transferred.

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