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CarCareOne Credit Card

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1.3
 
0.0 (0)
 
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Annual Percentage Rate (APR)

Purchases: 29.99%

Financing Offer

0% interest for 6 months on purchases over $199

Credit Card Fees

Annual: None
Late Payment: Up to $38

Sign-up Bonus and Benefits

  • Useable for purchases at over 16,000 car service stations.
  • Use this card at Exxon and Mobil gas stations
Apply Online
Issuer: Synchrony Bank
Where Can I Use It? At over 16,000 car service stations. Check online for one near you.
Pay Your Bill Online

Editor review

Under no circumstances should you apply for the CarCareOne credit card.
Overall rating 
 
1.3
Interest Rate (APR) 
 
0.5
Fees 
 
3.0
Rewards 
 
0.5
Steven Merkel Reviewed by Steven Merkel March 09, 2016
Last updated: July 14, 2017
#1 Reviewer  -   View all my reviews (21)

Under no circumstances should you apply for the CarCareOne credit card.

Do You Recommend This Credit Card?

No
The CarCareOne is a terrible credit card with it's exorbitant interest rate at 29.99%. The one redeeming factor is the finance offer of no interest for 6 months on purchases greater than $199. There are much better credit alternatives than CarCareOne. If you need a major car repair you are better off applying for a small personal loan, or applying for a credit card with a longer no interest period than 6 months many cards give customers 12 to 18 months of 0% interest.
Who Will Get the Most Out of This Credit Card
Those who are out of options and need to avoid paying a huge car repair bill right away. You should only consider applying for this credit card if you have poor credit and have been declined by other card issuers.

Is The Interest Rate Competitive

No, the interest rate is terrible. In fact most of the auto repair cards available to consumers have a higher than normal interest rate. Although the Federal Reserve has raised the base interest rate this credit card's rate remains unchanged, unlike many cards that raised their rates in response to the Feds rate hike from December 2016.

How Do You Like the Rewards

The CarCareOne credit offers no rewards for having an account. You may receive the occasional coupon or finance offer in the mail though.
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