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GM Flexible Rewards Credit Card
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Annual Percentage Rate (APR)

Introductory Offer for Purchases: 0% APR for 12 Months.
No Introductory rate for balance transfers.
Purchases and Balance Transfer APR: 11.90%, 15.90%, or 19.90%
Penalty APR: 29.40%
Cash Advance APR: 24.90%
Minimum Interest if not paid in full: $1.00

Credit Card Fees

No annual fee
No balance transfer fee
Cash Advance: $10 or 3% of amount advanced whichever is greater
Late Payment: Up to $35.00

Sign-up Bonus and Benefits

  • 5% in points on purchases for the first $5,000 spent in a year
  • Afterwards receive 2% in points on all purchases
  • Points never expire as long as account remains open
  • Check your points balance and view available vehicles for redemption
Apply Online or at Your Local Dealership
Issuer: Capital One Bank (USA), N.A.
Where Can I Use The GM Credit Card? Everywhere MasterCard is allowed.
Pay Your Bill Online



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