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Spark Miles Business Credit Card
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The Spark Business Miles credit card rewards business accounts by giving them 2 miles for each dollar charged. New accounts are eligible to receive 50,000 bonus miles when they spend $4,500 during the first 3 months of opening the account. Previously accounts were issued a Visa, but new accounts will be issued a MasterCard.

Capital One the issuer of this account recommends applicants have an excellent credit rating before applying. Please bear in mind applicants must be an authorized officer of a business to be able to fill out an application

Annual Percentage Rate (APR)

Purchases and Balance Transfer: 20.99%
Cash Advance: 26.99%
Penalty Rate: Up to 29.40%

Credit Card Fees

Annual: $0 for the first year, $95 afterwards
Balance Transfer: None
Cash Advance: The greater of $10 or 3% of the amount advanced
Late Payment: Up to $39
Foreign Transaction: None

Sign-up Bonus and Benefits

New accounts can earn 50,000 bonus miles when the account spends $4,500 within 3 of opening.
  • Earn up to 5 miles per dollar spent on hotel reservations and car rentals through Capital One Travel
  • Earn 2 miles per dollar spent on all other business purchases
  • Receive a statement credit for Global Entry or TSA Pre check membership
  • Miles can be used on airline tickets, hotel stays, car rentals, gift cards, and cash
  • No cap on amount of rewards that can be earned and rewards never expire


Apply Online
Card Issuer: Capital One Bank (USA), N.A.
Pay Your Bill Online

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