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BankAmericard Cash Reward

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Annual Percentage Rate (APR)

Introductory Offer

0% interest for 12 billing cycles for purchases and balance transfers.
Regular Rate for Purchases and Balance Transfers: 12.99% - 22.99% determined by creditworthiness
Delinquency Rate: Up to 29.99%

Credit Card Fees

No annual fee
Balance Transfer: $10 or 3% of amount transferred whichever is greater

Sign-up Bonus and Benefits

Bonus Offer

Receive an extra $100 in cash back if you spend over $500 within 3 months of account opening.
  • 3% cash back on gas purchases
  • 2% cash back at the grocery store
  • Capped at $1,500 spending per quarter
  • 1% cash back on all other purchases not capped
  • Receive an additional 10% in cash reward if it is direct deposited into a Bank of America bank account
  • Rewards do not expire

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  • Fees
  • Rewards
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