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Citi Custom Cash Reward Credit Card

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About

The Citi Custom Cash credit card offer from Citibank gives consumers a MasterCard account with a flexible rewards program. Account holders earn 5% cash back on purchases from eligible spending categories on up to $500 spent per billing cycle. All other purchases earn 1% unlimited cash back.

The Custom Cash card features an introductory interest rate offer of 0% for the first 15 months on purchases and balance transfers. Please keep in mind the balance transfer must be made within 4 months of account opening.

Annual Percentage Rate (APR)

Introductory Rate

0% for 15 months on purchases
0% for 15 months on balance transfers on transfers within 4 months of account creation
Purchases: 13.99% up to 23.99%
Cash Advance: 25.24%
Penalty: Up to 29.99%
Minimum Interest Charge: $0.50

Credit Card Fees

Annual Fee: None
Balance Transfer and Cash Advance: The greater of $5 or 5% of the amount
Late Payment: Up to $40
Foreign Transaction: 3%

Sign-up Bonus and Benefits

New accounts receive $200 cash back when they spend $750 within the first 3 months of creating an account
Cardmembers earn 5% cash back on eligible purchases for the first $500 spent
Eligible Spending Categories for 5% cash back
Restaurants, Gas Stations
Drug, Grocery, Home Improvement stores
Travel, Vehicle Rental, Streaming
Fitness Clubs, Live Entertainment
Some exclusions apply please see official website for further explanation
All other purchases earn 1% cash back

Resources

Apply Online
Apply by Phone: 1-800-362-0526
Issuer: Citibank
Online Bill Pay

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