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Annual Percentage Rate (APR)

Introductory Offer for Purchases and Balance Transfers

0% interest for the first 14 months
APR for Purchases and Balance Transfers: 10.99% - 22.99%
Penalty Rate: none

Credit Card Fees

Annual: none
Balance Transfer: 3% of amount transferred
Late Payment: None for 1st time, up to $35 afterwards

Sign-up Bonus and Benefits

  • Up to 5% cash back on a rotating category purchases that changes quarterly
  • Cash back on quarterly bonus purchases capped at $1,500
  • 1% cash back on all other purchases
  • Free FICO score with every statement




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  • Interest Rate (APR)
  • Fees
  • Rewards
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