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Discover it Cash Back Credit Card
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Annual Percentage Rate (APR)

Introductory Offer for Purchases and Balance Transfers

0% interest for the first 14 months
Purchases and Balance Transfers: 14.24% up to 25.24%
Cash Advance: 27.24%
Penalty Rate: None
Minimum Interest Charge: $0.50

Credit Card Fees

Annual: None
Intro Balance Transfer Fee: 3%
Standard Balance Transfer Fee: 5%
Cash Advance: The greater of $10 or 5% of the amount advanced
First Time Late Payment: None
Late Payment: Up to $39

Sign-up Bonus and Benefits

Cashback Bonus Match

Discover will match the amount of cashback you've collected for the first 12 months the account is opened.

Cashback Bonus Program

  • 5% Cashback Bonus on select purchase categories, which rotate quarterly
  • Must activate each quarter to gain bonus
  • 1% cashback on all other purchases
  • Rewards are credited to your account within 2 billing cycles
  • Rewards never expire


Apply Online
Apply by Phone: 877-587-1605
Pay Your Bill Online
Minimum Credit Line: $500

How to Activate Quarterly Cashback Bonus



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