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Annual Percentage Rate (APR)

Introductory Offer

0% interest on purchases through March 2016.
Purchases and Balance Transfer: 22.90%
Minimum Interest Charge: $0.50

Credit Card Fees

Annual: $39
Balance Transfer: None

Sign-up Bonus and Benefits

  • 1.5% cash back on all purchases
  • Receive reward as a check or credit statement, minimum $25 per request
  • Enable automatic reward redemption; reward can be set to automatically send a check when a specific amount is earned or sent at a specified date
  • Reward never expires
  • No cap on amount of rewards than can be earned

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Ratings (the higher the better)
  • Interest Rate (APR)
  • Fees
  • Rewards
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