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Walmart Discover Card
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On April 4, 2014 Sam's Club, a division of Wal-Mart Stores Inc., announced a switch from Discover to MasterCard with their co-branded credit cards. Synchrony Bank will still manage the credit accounts.

Unfortunately the Walmart Discover card is incorrectly listed under the cash rewards category, whereas it would be more appropriate to list it under the store issued category. It hasn't been moved as of yet, because a new listing category is under consideration to list all expired credit card offers in.

Annual Percentage Rate (APR)

Sign-up Bonus and Benefits

Receive a $25 statement credit if you spend over $75 the day you open the account.
  • Earn up to 1% cash back on all purchases
  • Receive $0.05 off each gallon purchased at Walmart stations


Issuer: Synchrony Bank
Where Can I Use This Card: At all Walmarts nationwide and everywhere Discover is accepted.
Click to Pay Your Bill Online


Editor review

Overall rating 
Interest Rate (APR) 
Steven Merkel Reviewed by Steven Merkel May 05, 2014
#1 Reviewer  -   View all my reviews (25)

Do You Recommend This Credit Card?

Previously we didn't recommend this credit card, however the reward options have improved dramatically over the years. Now you would be hard-pressed to find a card that offers the same range of benefits, including its excellent gas discount combined with it's average cash back and zero interest offer.

A note of caution; as with all GE Capital Retail Bank issued accounts, if you fail to pay off your entire balance before the end of the financing offer, you will be charged interest for each month that carried a balance.
The person that is looking for an above average gas reward that they can use everywhere, and it comes with a cash back rewards program.

Is The Interest Rate Competitive

The offered interest rate is above average where other store cards are concerned. Where as other issuers will give you a range of rates, this is only one offered through Walmart.

How Do You Like the Rewards

One of the biggest advantages is the gas reward, which currently gives customers $0.05 off per gallon.

Cash Back Rewards

At first we thought the rewards program sounded average at one percent cash back, but then we dug a little deeper and found that it's not a flat one percent on all purchases. Let's break it down to see how much you actually save.
Spent in a YearPercent of Cash Back
Up to $1,500.00.25
$1,500.01 to $3,000.00.50
Over $30001.00
Only if you spend more that three thousand dollars in a year will you earn one percent. Plus this rate resets every year on your accounts anniversary. After you accrue ten dollars in cash back you will receive a check in the mail.
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Ratings (the higher the better)
  • Interest Rate (APR)
  • Fees
  • Rewards
Do You Recommend This Credit Card?
Is The Interest Rate Competitive
How Do You Like the Rewards