Wells Fargo Cash Wise Visa Cardhttps://creditcardassociate.com/media/reviews/photos/thumbnail/120x120s/32/84/72/Wells-Fargo-Cash-Wise-Card-18-1564629878.png
The Wells Fargo Cash Wise credit card gives members 1.5% cash back on all purchases. If account holders pair the card with a digital wallet they gain 1.8% cash back. New accounts are eligible for up to $150 in bonus cash back if they spend $500 within 3 months of opening the account.
It is important to keep in mind that Wells Fargo agreed to a settlement with the Federal Government to the tune of $3 billion dollars for various consumer abuses the most heinous of which was opening accounts for customers without their knowledge. At this point in time it might be wise to avoid this financial institution although the company will be under higher scrutiny.
Annual Percentage Rate (APR)
Introductory OfferReceive 15 months of no interest on all balance transfers and purchases.
Cash Advance: 23.99% to 25.99%
Minimum Interest Charge: $1.00
Credit Card Fees
Balance Transfer: Intro rate the greater of $5 or 3% of the amount transferred within 120 days of account opening
Afterwards the greater of $5 or 5% of the amount transferred
Cash Advance: $10 or 5% of amount advanced whichever is greater
Late Payment: Up to $37
Foreign Transaction: 3%
Sign-up Bonus and Benefits
- Receive 1.5% cash back on all purchases
- Receive 1.8% cash back during the first 12 months when you pay with select digital wallets
- Earn bonus rewards when you shop through the Wells Fargo Earn More Mall
- Keep track of your rewards at GoFarRewards webportal
- Rewards never expire as long as account remains active
Average user rating from: 1 user(s)
|Interest Rate (APR)||1.0 (1)|
|Interest Rate (APR)||1.0|
I do not recommend this card for the rewards program. Negative experience with trying to actually use the rewards check in the Walmart store.