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Hilton HHonors Surpass from American Express

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Annual Percentage Rate (APR)

Purchases and Balance Transfers: 15.24%, 17.24%, or 19.24%, determined by credit history
Penalty: 29.24%
Cash Advance: 25.24%

Credit Card Fees

Annual: $75
Balance Transfer and Cash Advance: $5 or 3% of each transaction; the greater of the two.
Late Payment: Up to $38

Sign-up Bonus and Benefits

Sign-Up Bonus Offer

Receive 80,000 HHonors bonus points if you spend $3,000 within opening the account.

HHonor Points

  • 12 points per dollar spent at participating hotels
  • 6 points per dollar spent on gas, grocery, and restaurant purchases
  • 3 points per dollar spent on everything else

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  • Fees
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