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Capital One Journey

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Annual Percentage Rate (APR)

Purchases, Balance Transfer, Cash Advance: 19.80%

Credit Card Fees

Annual and Balance Transfer: $0

Sign-up Bonus and Benefits

Bonus

Receive an additional .25% in cash back during each statement you make a payment before its due date. Bonus applied within 2 billing cycles.
  • 1% cash back on net purchases
  • Earn unlimited cash back
  • Rewards never expires as long as account remains open

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  • Fees
  • Rewards
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