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MLB Cash Rewards MasterCard
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The MLB Cash Rewards MasterCard gives MLB fans a credit card that let's you choose which category you want to receive 3% cash back on. The available categories include; dining, drug stores, gas, home furnishings, online, and travel. See the full list of Bank of America's cash back categories and exclusions. Be sure to setup your preferred rewards category before you make any purchases as by default it is set to the gas category.

Annual Percentage Rate (APR)

0% introductory interest rate for purchases and balance transfers for the first 12 months.
Must transfer a balance within 60 days to qualify for the introductory offer.
Rates listed reflect new accounts only
Purchases and Balance Transfers: 13.99% to 23.99%
Cash Advance: 16.99% to 26.99%
Penalty: Up to 29.99%
Minimum Interest Charge: $1.50

Credit Card Fees

Annual: None
Balance Transfer: The greater of $10 or 3% of the amount transferred
Cash Advance: The greater of $10 or 5% of the amount advanced
Late Payment: Up to $40
Foreign Transaction: 3%

Sign-up Bonus and Benefits

New card members receive a $200 bonus to their account when they spend $1000 within 90 days of opening the account.

Cashback Rewards

  • Select one category to receive 3% cashback on purchases
  • Categories eligible for 3% cashback: dining, drug stores, furniture, gas, home improvement, online, travel
  • You can change your cash back category once a month
  • Receive 2% cashback on purchases made at grocery and wholesale stores
  • Cashback becomes 1% after you spend $2,500 in a quarter, which resets every quarter
  • 1% cashback on all other purchases
  • Redemption options: statement credit, direct deposit in a Bank of America account


Apply Online
Issuer: Bank of America
Manage Account Online

Compare to MLB Extra Bases

See how the MLB Cash Reward card compares to the MLB Extra Bases card.

Editor review

With the MLB Cash Rewards credit card Bank of America gives fans the option of supporting your favorite team while earning cash back.
Overall rating 
Interest Rate (APR) 
Steven Merkel Reviewed by Steven Merkel August 02, 2019
#1 Reviewer  -   View all my reviews (24)

With the MLB Cash Rewards credit card Bank of America gives fans the option of supporting your favorite team while earning cash back.

Do You Recommend This Credit Card?

This is a good credit card offer with a quality rewards program that lets you root for your favorite Major League Baseball team every time you use it.
The MLB fan that wants to show support for their team and desires either a good introductory interest rate offer or a credit card with rotating cash back categories of up to 3%.

Is The Interest Rate Competitive

The initial bonus offer of zero percent interest for the first 12 months is a nice feature to take note of. The regular APR for purchases can vary widely from applicant to applicant as the lowest is currently 16.24% and the highest is 26.24%

How Do You Like the Rewards

Again Bank of America gives consumers another good bonus for using this credit card in the form of $200 back when you spend $1000 within 3 months of opening the account. The regular cash back rewards can be a bit confusing with the rotating rewards categories and a quarterly cap of $2500 in charges.
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