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Review Detail

 
My Best Buy Credit Card
Store Issued
Looking to make a big purchase at Best Buy? Their credit card's financing offer is the only reason to apply for it.
Overall rating 
 
2.3
Interest Rate (APR) 
 
2.0
Fees 
 
3.0
Rewards 
 
2.0
Steven Merkel Reviewed by Steven Merkel March 08, 2016
#1 Reviewer  -   View all my reviews (21)

Looking to make a big purchase at Best Buy? Their credit card's financing offer is the only reason to apply for it.

Do You Recommend This Credit Card?

No
This credit card is sub-par at best. The greatest aspect is the initial finance offer with a large purchase. Customers can choose to receive 0% financing for 12 months on purchases above $399 anytime.
Who Will Get the Most Out of This Credit Card
The shopper that is looking for a financing offer for a big purchase, or the avid consumer that buys video games and electronics exclusively at Best Buy.

Is The Interest Rate Competitive

When compared to other store credit cards the My Best Buy interest rate at 25.24% is below average. This comes as a bit of a surprise as the rewards offer nothing new that would justify a higher than average APR.

How Do You Like the Rewards

When you sign-up for this credit card you are given the basic My Best Buy rewards, which gives you 1 point per dollar spent. The credit card gives an additional 1.5 points per dollar spent on in-store and online purchases. Points are automatically converted into $5 gift cards at 250 points unless the account holder chooses to turn off automatic redemption's. Gift cards are valid only at Best Buy stores and their website.
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