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Review Detail

Overall rating 
 
2.8
Interest Rate (APR) 
 
2.0
Fees 
 
3.0
Rewards 
 
3.5
Steven Merkel Reviewed by Steven Merkel May 23, 2019
#1 Reviewer  -   View all my reviews (25)

Do You Recommend This Credit Card?

Yes
The Lowes Advantage card is an above average store credit card with a high interest rate that gives consumers a good discount on most items.
The Lowes consumer that does most of their gardening, home improvement, and lawn care shopping there. The wise customer that takes advantage of a finance offer for their larger purchases and pays off their bill on the smaller ones.

Is The Interest Rate Competitive

At 26.99% the interest rate is high, but is actually 1 or 2 percentage points lower than most other store cards. The fixed rate financing offers might be more affordable for larger projects.

How Do You Like the Rewards

The flat rate of 5% off on all non-special financing purchases is a very solid reward for a store credit card.
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