Review Detail
| Overall rating | 2.8 | |
| Interest Rate (APR) | 2.0 | |
| Fees | 3.0 | |
| Rewards | 3.5 |
Do You Recommend This Credit Card?
Yes
The Lowes Advantage card is an above average store credit card with a high interest rate that gives consumers a good discount on most items.
The Lowes consumer that does most of their gardening, home improvement, and lawn care shopping there. The wise customer that takes advantage of a finance offer for their larger purchases and pays off their bill on the smaller ones.
Is The Interest Rate Competitive
At 26.99% the interest rate is high, but is actually 1 or 2 percentage points lower than most other store cards. The fixed rate financing offers might be more affordable for larger projects.
How Do You Like the Rewards
The flat rate of 5% off on all non-special financing purchases is a very solid reward for a store credit card.
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