|Interest Rate (APR)||2.0|
Do You Recommend This Credit Card?
This card is recommend to people who are frequent VS shoppers. The special offers are nice, but the reward points are what set this card above the average ones. The gift card rewards equal out to about 4% cash back. However this card has a very high APR, so you will need to pay this card off each month.
Who Will Get the Most Out of This Credit Card
The most dedicated of Victoria's Secret shoppers will gain the most benefit from this card. If you find yourself purchasing the majority of your undergarments for yourself or a loved one at their stores or from their website you will receive a nice bonus of points with every purchase that in time will add up to gift cards for future purchases. The most savvy of shoppers should take advantage of their card specific coupons and sales events.
Is The Interest Rate Competitive
Like many store issued charge cards, this one from Victoria's Secret comes with a dangerously high interest rate as well.
How Do You Like the Rewards
For each dollar you spend with your card, you will earn 1 Angel Reward point. Once you accumulate 250 points you will reach Angel V.I.P. status and receive a $10 gift card. You will then get a $10 gift card for every 250 points you earn afterward. For the first six months, you will get special savings totaling over $100 when you open a Victoria's Secret card. Another benefit this card offers is exclusive mailings and discounts on VS products. Occasionally selected products will have free shipping or give cardholders bonus points. Receive an Angel Reward gift each year an account remains open and active. Please note that cardholders will need to make at least one purchase a year to remain active. If an account becomes inactive it will forfeit unspent rewards.
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