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GAP Visa Credit Card
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Annual Percentage Rate (APR)

Although this is a VISA card it does not have an introductory interest rate for purchases or balance transfers.
28.24% for Purchases
29.24% for Cash Advance
$2.00 Minimum Interest charge

Credit Card Fees

No annual fee
Cash Advance: The greater of $10 or 4% of the amount advanced.
Up to $39 for a late payment.
Foreign Transaction: 3%

Sign-up Bonus and Benefits

Sign-Up Bonus

20% off initial online purchase and free shipping
Use the first purchase promo code at checkout to allow free shipping
In-store offer varies by store
Redeemable only at GAP or GAP Factory . Expires 30 days from account approval.

GAP Visa Rewards

  • Receive 5 points per dollar spent at GAP affiliated stores
  • 1 point per dollar spent everywhere else
  • Points are awarded in increments of 500, which is equal to a $5 gift card
  • Points expire 24 months after account becomes inactive


Apply Online or In-store
VISA Card Issuer: Synchrony Bank
Where May I Use This Card? The Gap VISA card is co-branded with Visa and can be used everywhere.
Pay Your Bill Online



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  • Fees
  • Rewards
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