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GAP Visa Credit Card
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Annual Percentage Rate (APR)

Although this is a VISA card it does not have an introductory interest rate for purchases or balance transfers.
23.99% for Purchases and Balance Transfers
25.99% for Cash Advance
$1.50 Minimum Interest charge

Credit Card Fees

No annual fee
Up to $35 for a late payment.
Please use comparison view to read the balance transfer, cash advance, and foreign transaction fees.

Sign-up Bonus and Benefits

Get a 15% discount for the whole day after you are approved for an account!
  • Receive 500 points when you register for paperless statements
  • 5 points per dollar spent at GAP affiliated stores
  • 1 point per dollar spent everywhere else
  • Points are rewarded in increments of 500, which is equal to $5
  • Points expire if account is inactive for 24 months


Apply Online or In-store
VISA Card Issuer: Synchrony Bank
Where May I Use This Card? The Gap VISA card is co-branded with Visa and can be used everywhere.
Pay Your Bill Online



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