The Home Depot Consumer Credit Cardhttps://creditcardassociate.com/media/reviews/photos/thumbnail/120x120s/3c/af/e8/Home-Depot-Consumer-Credit-Card-52-1545437384.png
The Home Depot runs the largest brand of home improvement stores in the United States. They offer several different types of credit accounts depending on the nature of your business.
Their consumer credit card is aimed at people who are making a smaller purchase, but might decide to make a larger purchase in the future.
Annual Percentage Rate (APR)
Balance Transfer APR: N/A
Cash Advance APR: N/A
Penalty APR: 29.99%
Minimum Interest Charge: $2.00
Please visit Homedepot.com or see in-store for latest finance offers.
Credit Card Fees
Late Fee: Up to $40.00
Sign-up Bonus and Benefits
Receive a $25 discount when you spend between $25 and $299 on your first purchase.
$50 off when you spend between $300 and $999.
$100 discount when you spend over $1000 on your first purchase.
First purchase must be made within 30 days of opening an account.
- Receive zero interest for 6 months on all transactions over $299
|Interest Rate (APR)||2.5|
Do You Recommend This Credit Card?
There is one caveat that consumers should be aware of; the minimum interest charge is $2. For most non-store credit cards the minimum interest charge is $0.50, and although it's not an earth-shattering difference if you carry a small balance you can expect a higher monthly payment.