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Meijer MasterCard

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3.5
 
3.2 (1)
 
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Annual Percentage Rate (APR)

APR for Platinum Account: 20.99%
APR for Purchases Standard Account: 24.99% determined by credit history
APR for Balance Transfers and Cash Advances: 27.99%
Minimum Interest Charged: $2.00

Credit Card Fees

No Annual Fee
Up to $38.00 fee for a late payment.
Please see comparison view for balance transfer, cash advance, and foreign transaction fees.

Sign-up Bonus and Benefits

After approval receive a 10% off coupon for one whole transaction valid for 30 days from account creation.
  • $0.10 off per gallon of gas purchased at Meijer
  • For every $750 made on purchases gain a $10 gift certificate valid at Meijer
  • Rewards reset after a year from purchase date if cardholder doesn't reach $750
  • Starting October 23, 2017 gift certificates will expire in 45 days instead of 60

Resources

Apply Online or In-store
Issuer: Comenity Bank
You can use this card everywhere MasterCard is accepted, and you will accumulate points for all purchases.
Pay Your Bill Online

 

 

Editor review

The Standard and Platinum Meijer MasterCard offers consumers a little bit of everything.
Overall rating 
 
3.5
Interest Rate (APR) 
 
3.5
Fees 
 
3.5
Rewards 
 
3.5
Steven Merkel Reviewed by Steven Merkel November 10, 2015
Last updated: October 06, 2017
#1 Reviewer  -   View all my reviews (21)

The Standard and Platinum Meijer MasterCard offers consumers a little bit of everything.

Do You Recommend This Credit Card?

Yes
I like the versatility the Meijer MasterCard brings to the table. You can use it to save on gas, groceries and other supercenter items. It doesn't have the best rewards program, but it is a solid credit card to apply for. The rewards are the same for both a standard and platinum account. The accounts only differ in interest rate.
Who Will Get the Most Out of This Credit Card
Those that choose to refuel their vehicle at a Meijer gas station and save up their gift certificates to spend on a big item or sales event.

Is The Interest Rate Competitive

The interest rate will hover around 20% even if you have a very good credit score. While this is a tad on the high side it is a little bit lower than most other store branded cards.

How Do You Like the Rewards

This credit card gives account members a little bit of everything in regards towards its' rewards. It offers a nice sign-up bonus of a 10% off coupon good for a single transaction for the first 30 days. It gives cardholders a flat 10 cents off per gallon of gas pumped at Meijer stations. If that isn't enough to entice you, you'll also receive $10 gift certificates for every $750 spent. It's not outstanding in any one aspect, but when added altogether it is a formidable rewards offering.
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User reviews

Average user rating from: 1 user(s)

Overall rating 
 
3.2
Interest Rate (APR) 
 
3.5  (1)
Fees 
 
3.0  (1)
Rewards 
 
3.0  (1)
Ratings (the higher the better)
  • Interest Rate (APR)
  • Fees
  • Rewards
Do You Recommend This Credit Card?
Is The Interest Rate Competitive
How Do You Like the Rewards
Comments
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Mary D. shares her trouble with transferring a credit card balance through Comenity.
Overall rating 
 
3.2
Interest Rate (APR) 
 
3.5
Fees 
 
3.0
Rewards 
 
3.0
Reviewed by Mary D April 27, 2018
Last updated: May 08, 2018

Mary D. shares her trouble with transferring a credit card balance through Comenity.

Do You Recommend This Credit Card?

No
I used their balance transfer offer on April 20 which was initiated on the phone with a Comenity agent. My credit limit is $8,250 and I asked for a $3,500 transfer to my Bank of America card for 0% interest and a 0% balance transfer fee. My balance on April 20 was about $1,250. By April 23, the balance transfer showed as pending. On April 24 it showed as pending AND my available credit was now ZERO. I started having transactions declined and called in on April 26. They had charged me for the $3500 AND were holding another $3500 as pending! They tied up double what I asked for! WHAT??? The supervisor agreed to increase my limit to $9,250 to make sure that my BCBS auto pay of $1000 would go through. Today (4/27), I called again because the online info still showed my available credit as zero. The second supervisor said that the pending $3,500 charge would "fall off" my account at midnight but the supervisor the day before was wrong in telling me that any new charges would be cleared. WHAT? How is this possibly good customer service to double charge me for a balance transfer for 4 days?! They've had past trouble with cards being declined at Menard's and have not been to quick to fix things. I'm not happy and once these charges clear will be closing this account in June. What a terrible way to do business! I'd rather earn 3% back on my groceries with a different, more reliable card.
Who Will Get the Most Out of This Credit Card
Anyone who doesn't use this card as their only cc in case they have problems with it.

Is The Interest Rate Competitive

yes

How Do You Like the Rewards

Not competitive with other rewards cards that offer 3% back on groceries
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