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Menards Big Card

https://creditcardassociate.com/media/reviews/photos/thumbnail/120x120s/4a/46/32/Menards-BIG-Card-48-1443488585.png
 
2.7
 
0.0 (0)
 
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Annual Percentage Rate (APR)

Purchases: 25.99%
Balance Transfer: N/A
Penalty: 28.99%
Cash Advance: N/A
Minimum Interest Charge: $2.00
0% Interest for 6 months on purchases over $299.
3.99% Interest for 48 months on purchases over $1,500

Credit Card Fees

Annual: $0
Late Payment: Up to $35

Sign-up Bonus and Benefits

No Sign-up bonus.
  • 2% rebate on all Menards purchases
  • 1% rebate on Speedway, Holiday, Kwik Trip, and Kwik Star purchases
  • 1% rebate on detergent, soap, shampoo, toothpaste, and other household brands.
  • Rebates are issued quarterly when the redemption amount exceeds $5
  • Rebates are redeemable only at Menards

Resources

Apply Online
Issuer: Capital One
Where Can I Use it: Only at Menards, Holiday, Kwik Trip, Kwik Star, and Speedway locations.
Pay Your Bill Online

Editor review

Save big money at Menards when you buy brand name household items at their stores.
Overall rating 
 
2.7
Interest Rate (APR) 
 
2.0
Fees 
 
3.5
Rewards 
 
2.5
Steven Merkel Reviewed by Steven Merkel November 07, 2015
Last updated: September 27, 2017
#1 Reviewer  -   View all my reviews (21)

Save big money at Menards when you buy brand name household items at their stores.

Do You Recommend This Credit Card?

No
This credit card lacks any remarkable features. It doesn't have any aspects that stands out in the crowded payment market that screams you need this credit card.
Who Will Get the Most Out of This Credit Card
Customers who are willing to apply for this credit card for the 6 months of no interest financing offer on big purchases totaling more than $299, or those who wish to take advantage of the low interest of 3.99% for 48 months on even bigger purchases greater than $1,500.

Is The Interest Rate Competitive

The interest rate is unreasonably high at 25.99%. It is true that most store issued cards have a higher than normal interest rate, and the Menards card is no different in that regard.

How Do You Like the Rewards

The rewards program is very basic for this credit account. Cardholders earn a 2% rebate on all in-store purchases, and an additional 1% on popular household items. The nice thing is the rebates are additive, which means you will get a total of 3% off brand name household item you buy with the Big Card. Redemption's are automatically sent quarterly when they exceed $5 in value and can only be spent at Menards. The rewards are average when compared to other store credit cards, but at least the rewards are hassle free to redeem.
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