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My Best Buy Visa
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Annual Percentage Rate (APR)

Purchases and Balance Transfers: 26.74%
Cash Advance: 29.49%
Minimum Interest Charge: $1.00
0% interest for 18 months on purchases above $479 valid until 12/25/19
0% finance promotion on select products varies from 6 to 36 months determined by the product purchased with promotion.

Credit Card Fees

Annual: None
Balance Transfer: The greater of $15 or 5% of transfer amount.
Cash Advance: The greater of $10 or 5% of cash advance
Late Payment: Up to $39

Sign-up Bonus and Benefits

10% rewards on first purchase after being approved for an account.

Best Buy Rewards

  • 2.5 points per dollar spent on Best Buy purchases
  • 1.5 points per dollar spent on furniture, gas, and grocery purchases through December 2018
  • 1 point per dollar spent on restaurants, bars, and grocery purchases
  • 1 point per two dollars on all other purchases
  • $5 gift certificates are automatically sent upon reaching 250 points or you can bank points for a higher redemption amount
  • Points expire if no account activity for 12 months

Visa Rewards

  • 3 points per dollar spent at the pump
  • 2 points per dollar spent at the grocery store and restaurants
  • 1 point per dollar on all other purchases


Apply Online at under the credit card menu tab or in-store
Issuer: Citibank, N.A.
VISA brand credit card
Online Account Management: Pay Your Bill Online
Pay by Phone: 888-574-1301

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