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My Best Buy Visa
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Annual Percentage Rate (APR)

Purchases and Balance Transfers: 27.24%
Cash Advance: 29.99%
Minimum Interest Charge: $1.00
0% finance promotion on select products varies from 6 to 36 months determined by the product purchased with promotion.

Credit Card Fees

Annual: None for Platinum, $59 for Gold account
Balance Transfer: The greater of $15 or 5% of transfer amount.
Cash Advance: The greater of $10 or 5% of cash advance
Late Payment: Up to $38
Foreign Transaction: Varies

Sign-up Bonus and Benefits

10% rewards on first purchase after being approved for an account.
  • 2.5 points per dollar spent on Best Buy purchases
  • 1.5 points per dollar spent on furniture, gas, and grocery purchases through December 2018
  • 1 point per dollar spent on restaurants, bars, and grocery purchases
  • 1 point per two dollars on all other purchases
  • $5 gift certificates are automatically sent upon reaching 250 points or you can bank points for a higher redemption amount
  • Points expire if no account activity for 12 months


Apply Online or at your local Best Buy
Issuer: Citibank, N.A.
VISA brand credit card
Online Account Management: Pay Your Bill Online
Pay by Phone: 888-574-1301

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  • Fees
  • Rewards
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