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Old Navy Credit Card
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Annual Percentage Rate (APR)

Interest Rate for Purchases: 26.99%
Minimum Interest Charge: $2.00

Credit Card Fees

No Annual Fee
Late Payment: Up to $38.00

Sign-up Bonus and Benefits

20% off first purchase when you are approved for an account.
  • Receive 5 points per dollar spent
  • 500 points is the equivalent of a $5 statement credit
  • Earn unlimited points
  • Earn 500 points when you go paperless
  • Points expire two years from last purchase

Navyist Rewards

  • Spend $1000 in a year and have account automatically upgraded to Navyist rewards tier
  • Navyist receive a quarterly bonus of 20% extra points
  • Free 3 - 5 day shipping when you use NAVYIST code at checkout


Apply Online
Card Issuer: Synchrony Bank
Where Can I Use This Card? You may use it to shop on the Internet or at all GAP branded stores; Athleta, Banana Republic, and Old Navy.
Pay Your Bill Online



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