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Sam's Club Personal Credit Card
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The Sam's Club Personal credit card account is aimed at the consumer who may not have the credit-worthiness for a MasterCard, but still wants to shop at Sam's Club.

Yes, you can use this credit card for cash advances at Sam's Club and with Walmart-owned registers at Walmart locations. A cash advance for this type of account is treated as a purchase and will have the same interest rate applied as your purchase interest rate.

Annual Percentage Rate (APR)

Purchases or Cash Advances: 16.90% or 24.90%
Minimum Interest Charge: $2.00
Special finance offers are available for this card during various times of the year.

Credit Card Fees

Annual Fee: None

Sign-up Bonus and Benefits

Spend $45 on a single transaction online at the day you open the account and receive a $45 statement credit.
The statement credit can take up to 90 days before it appears on your account.
  • Up to $100 cash advance in a single transaction
  • Doubles as the membership card


Apply Online
Issuer: Synchrony Bank
Card is usable at all Sam's Club and Walmart locations and online at
Pay Your Bill Online

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