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Staples Personal More Credit Card
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The Staples Personal More store card is aimed at the individual that frequently shops at Staples, and won't use the card for business purposes. It is important to note that a staples rewards membership is a separate program from the personal more credit account. New credit accounts can easily add their rewards number when they fill out an application. Once approved for a card your rewards account is bumped up to premier status and all the rights thereof.

Staples has beefed up its online website promotions with the onset of the coronavirus pandemic with the option of free delivery on most purchases for a limited time. Now staples rewards members receive both 5% back for in-store and online purchases. Previously premier members received only a paltry 2% back for online purchases. If you intend to use your Staples credit card for a business they offer the Staples Business More account, and a Commercial More account as well.

Annual Percentage Rate (APR)

Purchase: 25.49% to 27.99% Variable rate, or 21.96% to 25.99% Non-variable rate
Penalty: 29.99%
Minimum Interest Charge: $2.00

Periodic Finance Offer

  • 0% APR for 6 months on $299 purchase
  • 0% APR for 12 months on $499 purchase
  • 0% APR for 18 months on $799 or more purchase
To avoid interest the purchase must be paid in full before the promotional time passes.

Credit Card Fees

Annual Fee: None
Late Payment: Up to $40

Sign-up Bonus and Benefits

  • Enroll in Staples Rewards to receive up to 5% off in-store and online items
  • Free delivery for a limited time
  • Rewards are delivered to your email address
  • Must opt-in to receive rewards via physical mail
  • Manage Your Rewards account


Apply Online or In-store
Credit Card Issuer: Citibank, N.A.
Where Can I Use This Card? Only at Staples locations and online at
Pay Your Bill Online

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