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TrueEarnings Card from CostCo and American Express
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American Express lost the Costco credit card account contract after renegotiation's fell through in 2015. Previously American Express was the sole credit card accepted at Costco locations. This ends a 16 year contract between the two companies.

Annual Percentage Rate (APR)

Introductory Offer

0% interest on all purchases for 6 months
Purchases and Balance Transfers: 15.24%

Credit Card Fees

Annual: No additional fee after you pay for CostCo membership.

Sign-up Bonus and Benefits

  • 3% cash back on CostCo fuel purchases
  • After spending more than $4,000 in a year cash back becomes 1% for fuel purchases
  • 2% cash back at restaurants, hotels, and airline tickets
  • 1% cash back on all other purchases
  • Receive reward during February and is good only at CostCo


You can no longer apply for the TrueEarnings card, but if you are interested in a Costco brand store credit card Citibank is the current issuer of the Costco Anywhere Visa.
Issuer: American Express
Where can I use this credit card? At CostCo and everywhere AmEx is accepted.

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