Victoria's Secret Angel Credit Card
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About
The Victoria's Secret Angel credit card is a store brand credit card that can be used towards purchases at Victoria's Secret retailers and outlets. This is a standard credit card offer that gives customers the usual perks with birthday treats, free shipping, and monthly shopping coupons. The sign-up bonus can vary throughout the year from as low as $15 up to $50. The holiday season is when they offer the best sign-up bonus option.
Annual Percentage Rate (APR)
Purchases: 26.74%
Minimum Interest Charge: $2.00
Minimum Interest Charge: $2.00
Credit Card Fees
No Annual Fee
Late Payment: As Much As $39.00
Late Payment: As Much As $39.00
Sign-up Bonus and Benefits
Sign-Up Bonus
Currently new card members receive $15 off online purchase of greater value.Sign up bonus can vary throughout the year as the credit card offer changes.
Other bonuses in the past have been for $15 off first purchase.
- Earn 1 point per dollar spent
- Earn 3 points on all bra purchases
- 250 points equals a $10 Angel reward certificate for Angel and VIP members
- Forever members receive a $15 certificate for 250 points
- Choose a triple points day
- Points expire 12 months from the date they were earned
Angel Rewards
Angel Certificates
- Expire 90 days from issuance
- Can be used for new purchases only
Resources
Apply Online
Card Issuer: Comenity LLC
Where May I Use This Card? Only at Victoria Secret retail outlets and over the Internet at VictoriasSecret.com
Pay Your Bill Online
Card Issuer: Comenity LLC
Where May I Use This Card? Only at Victoria Secret retail outlets and over the Internet at VictoriasSecret.com
Pay Your Bill Online
Editor review
The Victoria Secret Angel credit card gives their patrons a very good rewards program.
Reviewed by
Steven Merkel
May 07, 2014
Last updated: July 13, 2019
#1 Reviewer - View all my reviews (25)
| Overall rating | 4.0 | |
| Interest Rate (APR) | 3.0 | |
| Fees | 4.5 | |
| Rewards | 4.5 |
Reviewed by
Steven Merkel
May 07, 2014
Last updated: July 13, 2019
#1 Reviewer - View all my reviews (25)
The Victoria Secret Angel credit card gives their patrons a very good rewards program.
Do You Recommend This Credit Card?
Yes
This card is recommend to people who are frequent VS shoppers. The special offers are nice, but the reward points are what set this card above the average ones. The gift card rewards equal out to about 4% cash back. However this card has a very high APR, so you will need to pay this card off each month.
The most dedicated of Victoria's Secret shoppers will gain the most benefit from this card. If you find yourself purchasing the majority of your undergarments for yourself or a loved one at their stores or from their website you will receive a nice bonus of points with every purchase that in time will add up to gift cards for future purchases. The most savvy of shoppers should take advantage of their card specific coupon and sales events.
Is The Interest Rate Competitive
Like many store issued charge cards, the Victoria's Secret card has an interest rate that far concedes common sense, and with the Federal Reserve keeping interest rates at near historic highs it won't be getting any cheaper anytime soon.
How Do You Like the Rewards
For each dollar you spend with your card, you will earn 1 Angel Reward point. Once you accumulate 250 points you will reach Angel V.I.P. status and receive a $10 gift card. You will then get a $10 gift card for every 250 points you earn afterward.
For the first six months, you will get special savings totaling over $100 when you open a Victoria's Secret card. Another benefit this card offers is exclusive mailings and discounts on VS products. Occasionally selected products will have free shipping or give cardholders bonus points. Receive an Angel Reward gift each year an account remains open and active.
Please note that cardholders will need to make at least one purchase a year to remain active. If an account becomes inactive it will forfeit unspent rewards.
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