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Amazon.com Store Card

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2.5
 
0.0 (0)
 
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Annual Percentage Rate (APR)

APR for Purchases: 26.24%
Minimum Interest Charge: $1.50

Credit Card Fees

Annual Fee: None Late Payment Fee: Up to $35.00

Sign-up Bonus and Benefits

Receive a $10 Amazon.com gift card that is added to your Amazon account once you are approved.
  • Amazon Prime members receive 5% cash back on eligible purchases

Special Finance Offers

24 Months: HDTVs and Autodesk software.
12 Months: Camera's, Home Improvement, Sports equipment, and more. Minimum purchase amount: $599
6 Months: Books, Kitchen appliances, Video games, and more. Minimum purchase amount: $149
View full list of products purchasable with finance offer.

Resources

Apply Online
Issuer: Synchrony Bank
You can use this card only online at Amazon.com
Pay Your Bill Online

 

 

Editor review

The Amazon Store credit card gives Prime members the option of using a promotional finance offer or receive 5% credit back on Amazon.com purchases.
Overall rating 
 
2.5
Interest Rate (APR) 
 
2.0
Fees 
 
3.5
Rewards 
 
2.0
Steven Merkel Reviewed by Steven Merkel March 22, 2016
#1 Reviewer  -   View all my reviews (21)

The Amazon Store credit card gives Prime members the option of using a promotional finance offer or receive 5% credit back on Amazon.com purchases.

Do You Recommend This Credit Card?

No
The major reason I don't recommend this card is only Prime members earn rewards for purchases. The other reasons are this card doesn't have any special features that jump out at me to separate it from the rest of the pack. The APR is high at 26.24% and a $10 gift card after approval is the only bonus.
Who Will Get the Most Out of This Credit Card
Anyone that is looking to go on a shopping spree on Amazon.com and want to hold off on paying for it, or someone that spots a good deal, but doesn't have the money to buy it right now.

Is The Interest Rate Competitive

Like many credit cards issued by Synchrony Bank the interest rate is higher than most, unfortunately this card is no exception.

How Do You Like the Rewards

Amazon Prime members are awarded 5% back on all purchases. Card members receive the 5% back as a statement credit 2 months after making the purchase. There is one limitation worth mentioning with the Store card's rewards. Account holders cannot combine a finance offer with the 5% cash back on the same purchase.
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