PayPal Extras MasterCard
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The PayPal Extras MasterCard gives members a credit card that rewards them for every PayPal and eBay purchase. The rewards program offers a wide range of redemption options with points being exchangeable for airline tickets, cash back, hotel stays, gift cards, and more.
Please keep in mind a PayPal account is required to apply for this credit card offer, and an active PayPal account is recommended to gain access to most of the reward program options. Originally branded as the PayPal Plus credit card it was renamed the Extras MasterCard back in 2011.
Annual Percentage Rate (APR)
Min. Interest: $1.50
Credit Card Fees
Sign-up Bonus and Benefits
- 3 points for purchases at gas stations and restaurants
- 2 points for eBay and PayPal transactions
- 1 point for all other purchases
- Points expire 24 months from when they were earned
Resources
Issuer: Synchrony Bank
Where Can I Use the PayPal Extras MasterCard? Everywhere MasterCard is accepted this includes eBay
Redeem rewards over phone: 1-866-300-6432
Pay Your Bill at PayPal.com
Editor review
Overall rating | 3.8 | |
Interest Rate (APR) | 3.5 | |
Fees | 4.5 | |
Rewards | 3.5 |

Last updated: August 07, 2020
#1 Reviewer - View all my reviews (24)
The Extras MasterCard gives the prolific PayPal spender what they want, rewards for spending through their payment portal.
Do You Recommend This Credit Card?
Is The Interest Rate Competitive
How Do You Like the Rewards
If you are a person that likes to keep all their finances on one credit card the Extras MasterCard is a good choice to do just that.
Let's not forget all other MasterCard purchases net 1 point per dollar. The only downside is you are limited to earning 50,000 points in a year.
User reviews
Average user rating from: 1 user(s)
Overall rating | 0.7 | |
Interest Rate (APR) | 0.5 | |
Fees | 0.5 | |
Rewards | 1.0 |
I want to share my experience with paypal extras mastercard which it was only 3 months. They charge high interests from first month and it is so hard to catch them on phone probably you will be on the waiting list for longtime. Compare to other credit cards I would put 1 star for this card, most of current credit cards don't even charge interests or fees for 1st year. At the end I close my account and paid everything I owe.