The Home Depot Consumer Credit Card

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Home Depot Consumer Credit Card 2021


The Home Depot runs the largest brand of home improvement stores across the United States. They offer several different types of credit accounts depending on the nature of your business. Their consumer credit card is aimed at the individual that might be making a small purchase, but then decide later on to commit towards a larger one in the future.

A nice feature of the Home Depot consumer card is the finance offers they run throughout the year along with their 6 month everyday finance offer. These finance offers vary and can be related to seasonal home improvement projects.


  • Return merchandise up to a year
  • Sign-up bonus offer and finance offer can be combined
  • Useable for purchases at The Home Depot and

Interest Rate

Purchases: 17.99%, 21.99%, 25.99%, or 26.99%
Minimum Interest Charge: $2.00
Promotional Rate: 0% for 6 months on purchases of $299 or greater


Annual: None
Late Payment: Up to $40


Apply Online or In-store
Issuer: Citibank
Pay Your Bill Online

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