Old Navy Store Credit Card - Navyist Rewards Visa

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Old Navy Rewards Program Logo 2021


The Navyist Rewards credit card and Visa are the store issued credit accounts for the department store Old Navy. These accounts can be used to make purchases at the GAP family of retailers including their respective outlets and websites. The popular brands under GAP; Old Navy, Athleta, and Banana Republic. Synchrony Bank the issuer of these accounts will determine if an applicant is approved for the store card or Visa.


  • Earn 5 points per dollar spent at Old Navy and GAP family brands
  • Redeem 100 points for $1 in rewards
  • Points expire if no account activity for 12 months
  • Store card useable at Old Navy, GAP, Banana Republic, Athleta

Interest Rate

Purchases: 25.99%
Cash Advance: 26.99% - Visa only
Minimum Interest Charge: $2.00


Annual: None
Late Payment: Up to $40
Cash Advance: The greater of $10 or 5% of the amount advanced
Foreign Transaction: 3% - Visa only


Apply Online or In-store
Issuer: Synchrony Bank
Pay Your Bill Online

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