TJ Maxx Store Credit Card - MasterCard

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TJ Maxx MasterCard 2021
TJ Maxx MasterCard 2021
TJ Maxx Family of Stores


The TJX Rewards credit card is the TJ Maxx store credit card issued by Synchrony Bank. This card rewards members with 5 points per dollar spent on all purchases made at TJ Maxx affiliated stores. New cardholders receive a 10% off coupon valid towards their first purchase. Other perks include a circular with coupons and shopping discount days.

The TJX Platinum MasterCard is the upgraded version of the TJ Maxx store credit card. Most consumers that apply for a TJX credit card will be approved for the store card, the MasterCard is reserved for those that have excellent credit history. The biggest difference between the two cards are the rewards earned for MasterCard purchases.


  • Earn 5 points on all TJ Maxx family of stores
  • Exclusive coupons and discounts throughout the year
  • Earn 1 point on all MasterCard purchases
  • Store account useable at TJ Maxx, Marshalls, HomeGoods, Sierra Trading Posting, and HomeSense
  • 1,000 points gives cardmembers a $10 gift certificate

Interest Rate

Purchases: 26.99%
Cash Advance: 29.99% - MasterCard only
Minimum Interest Charge: $2.00


Annual: None
Late Payment: Up to $38
Cash Advance: The greater of $10 or 4% of the amount advanced


Apply Online or In-store
Issuer: Synchrony Bank
Pay Your Bill Online

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