Walmart Rewards Credit Card - MasterCard

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Walmart Rewards MasterCard 2021


The Walmart store credit card is the basic rewards credit card offered through Capital One. Most applicants will be approved for this card if they were declined for the MasterCard. This card can only be used at Walmart, Sam's Club, and Murphy Gas.

Walmart and Capital One reached a deal to be the sole issuer of the retail corporation's brand of credit cards, which took over operations on August 1st 2019. The Walmart store credit card was previously issued by Synchrony Bank, and accounts were transferred over to the new issuer Capital One.


  • 2% of purchase in rewards on in-store purchases after 12 months
  • 1% of purchase in rewards on Sam's Club and Sam's Club gas
  • 2% of purchase in rewards on restaurant and travel purchases - MasterCard
  • Earn unlimited points
  • Rewards never expire

Interest Rate

Purchases and Balance Transfers: 17.99%, 23.24%, or 26.99% - MasterCard
Purchases: 26.99% - Store card
Cash Advance: 26.99% - MasterCard


Annual: None
Balance Transfer: None, 3% for promotional rate offer
Cash Advance: The greater of $10 or 3% of the amount advanced
Late Payment: Up to $39


Apply Online or In-store
Issuer: Capital One
Pay your bill Online

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